My mother died at the age of 46. Her death taught me a lot and one of the lessons I learned from her was the value of having insurance. This might sound quite heartless but it was a useful lesson to learn. Mum was 46 when she started to feel very tired and then she […]

Term Insurance Term Insurance is the simplest for of Life insurance. It pays if death occurs during the term of the policy. Level term means the death benefit remains the same throughout the duration of the policy The proceeds of a claim could be used for example to 1)Cover the costs of bringing up children […]

Reason one The first reason is the “immortality mindset” We don’t like to think about the fact that at some point in the future, we are all going to become seriously ill and die and we don’t know when that will be. It’s much easier to pretend this isn’t going to happen because we can […]